Stephen M. Hladik, Esquire, is a founding member of HMB Law Group, LLC. Formerly a Deputy Attorney General in charge of the Harrisburg office of the Pennsylvania Bureau of Consumer Protection, Steve brings a broad range of experience to his mortgage foreclosure, bankruptcy, tax sale and UDAP legal practice.
A graduate of the Pennsylvania State University, Steve’s interest in history and politics grew into a desire to study law while taking a constitutional law class, among others, as an undergraduate. Steve pursued and obtained his law degree from Widener University, with honors, where he served as Internal Managing Editor of the Law Review.
An Eagle Scout and New Jersey native, Steve gained significant expertise in lending law enforcement while serving in the Pennsylvania Attorney General’s Bureau of Consumer Protection, handling UDAP, FDCPA, RESPA and TILA cases. Prior to joining Hladik, Onorato & Federman, LLP, Steve was the Pennsylvania managing attorney for one of the nation’s largest creditor’s rights firms, practicing mortgage foreclosure and bankruptcy law.
Steve routinely teaches Continuing Legal Education courses on mortgage law, bankruptcy law, title law, real estate tax sale law, FDCPA and CFPB regulations, and related lending law compliance issues. Steve also serves the mortgage servicing industry by chairing the Government Affairs Committee of the Legal League 100.
In addition to his legal practice, Steve was elected to three terms as a School Director on the North Penn School Board, serving as Chairman of the Finance Committee, where he oversaw implementation of a $225 million budget. Steve also served as the Vice President of the AKL Education Foundation, and is currently on the National Executive Council of Alpha Kappa Lambda Fraternity.
Steve is admitted to practice before the Supreme Courts of Pennsylvania and New Jersey, the U.S. Court of Appeals for the Third Circuit and the U.S. District Courts for the Eastern, Middle and Western Districts of Pennsylvania and New Jersey. He is a member of the Montgomery County, Pennsylvania, New Jersey and American Bar Associations. Steve serves as the Co-Chair of the Business, Banking and Corporate Counsel Committee of the Montgomery County Bar Association.
Steve and his wife Barbara are the parents of twin boys, Craig and Matt and a daughter, Caroline.